Banco de Chile (NYSE:BCH) vs. OceanFirst Financial (NASDAQ:OCFCP) Financial Contrast

Banco de Chile (NYSE:BCH – Get Free Report) and OceanFirst Financial (NASDAQ:OCFCP – Get Free Report) are both financial services companies, but which is the superior investment? We will compare the two companies based on the strength of profitability, dividends, risk, institutional ownership, valuation, analyst recommendations and earnings.

Institutional and insider ownership

1.2% of Banco de Chile shares are owned by institutional investors. 5.9% of Banco de Chile shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and big money managers believe the stock is poised for long-term growth.

dividends

Banco de Chile pays an annual dividend of $1.23 per share and has a dividend yield of 4.8%. OceanFirst Financial pays an annual dividend of $1.75 per share and has a dividend yield of 7.0%. Banco de Chile pays out 41.4% of earnings as a dividend.

return

This table compares Banco de Chile and OceanFirst Financial’s net margins, return on equity and return on assets.

Earnings and Rating

This table compares the gross revenue, earnings per share and valuation of Banco de Chile and OceanFirst Financial.

Banco de Chile has higher revenue and earnings than OceanFirst Financial.

Analyst ratings

This is a breakdown of recent recommendations and price targets for Banco de Chile and OceanFirst Financial, provided by MarketBeat.com.

Banco de Chile currently has a consensus price target of $21.00, indicating a potential downside of 17.81%. Given Banco de Chile’s higher possible upside, research analysts plainly believe Banco de Chile is more favorable than OceanFirst Financial.

Summary

Banco de Chile beats OceanFirst Financial in 7 of the 9 factors compared between the two stocks.

About Banco de Chile

(Get a free report)

Banco de Chile, together with its subsidiaries, offers various banking services to customers in Chile. The Company offers checking and debit accounts, debit and credit cards and lines of credit; mortgage, consumer, commercial, general purpose and financial leasing loans; and factoring services, mutual fund management, stock brokerage, foreign trade, payments and collections, insurance brokerage, including life and general insurance, as well as time deposits, savings instruments and foreign exchange services through branches under Banco de Chile and Banco Edwards brands. It also offers working capital loans, corporate credit cards, foreign exchange brokerage, leasing and long-term syndicated loans, mergers, acquisitions and debt restructuring advisory services; cash management services, including payment and collection services; and international funds transfer networks, current account and deposit products, fund administration and treasury management. In addition, the company offers insurance brokerage, derivative contracts, banking transactions, financial risk hedging, asset representation and custody, banking services and investment management, capital markets products, foreign exchange transactions; and consulting services for initial public offerings, capital increases, block sales and purchases, private equity placements, public stock auctions, company valuations, bond issuances and syndicated loan servicing. In addition, it offers foreign exchange brokerage services, forward contracts, interest rate swaps, repurchase agreements and other investment products based on bonds, mortgage bonds and deposits. The company serves individuals, small and medium-sized companies, corporate and large corporate clients, real estate and construction, as well as high net worth family office clients. Banco de Chile was founded in 1893 and is headquartered in Santiago, Chile.

About OceanFirst Financial

(Get a free report)

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank NA providing community banking services to retail and commercial customers. It accepts money market accounts, savings accounts, interest-bearing accounts, non-interest-bearing accounts and time deposits, which include brokered deposits to retail, government and business customers. The company also offers commercial real estate, multifamily, land, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one- to four-family residences; and consumer loans, such as home equity loans and lines of credit, student loans, overdraft lines of credit, savings account loans, and other consumer loans. In addition, it invests in mortgage-backed securities, securities issued by the US government and agencies, corporate securities and other investments. In addition, the company offers bank card, trust and asset management services; and bank-owned life insurance products. The company was founded in 1902 and is headquartered in Red Bank, New Jersey.

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