Millions of drivers who took speed awareness courses warned ‘car insurance is invalid’

Drivers who have previously taken a speed awareness course are being warned that they could be paying too much for their car insurance. Motorists could face higher premiums due to ‘improper driving behaviour’, putting millions at risk.

In 2022, nearly 1.5 million drivers completed a national speed awareness course and another 168,000 attended a national highway awareness course. Mark Tongue, joint CEO and founder of Select Car Leasing, highlighted the potential consequences: “The reality is that some insurers may consider the need to attend such a course as an indication of substandard driving behaviour, which could meant they charge slightly higher premiums. despite the driver having no official conviction on their record.”

He also stressed the importance of transparency with insurers: “It is essential that we understand the legal and contractual consequences of non-disclosure. If your insurer specifically asks if you’ve attended a speed awareness course and you don’t provide the correct information, they could invalidate it. your insurance policy.”

Mr Tongue’s advice to drivers is clear: “If you are unsure whether you need to disclose your attendance at a speed awareness course, it is always best to answer any questions honestly to ensure that any insurance you have in force remains valid and that it does not violate the law.”

“Each insurer will operate in different ways, so it’s probably important to do your research if you’ve taken a speed awareness course before choosing a particular provider,” reports Birmingham Live.

Mr. Tongue shared. He also encouraged drivers to be transparent with their insurance providers about previous speed awareness courses.

In cases where drivers are caught speeding, they could be given the option of attending a speed awareness course instead of being given points or fined. However, he stressed that if asked by an insurer if they had taken these courses, they must be “100 per cent honest”.