Millions of drivers warned of high car insurance costs they overlooked

All drivers who have taken a speed awareness course in the past have been warned that they could end up paying a lot more for their car insurance. Motorists risk high car insurance costs for ‘improper driving behaviour’, with millions at risk.

BirminghamLive reported that around 1.5 million people completed a national speed awareness course and 168,000 took a national highway awareness course in 2022. Select Car Leasing joint CEO and founder Mark Tongue warned : “The reality is that some insurers may consider the need to attend such a course as indicative of erratic driving behaviour, which could mean they charge slightly higher premiums, despite the driver having no official penalty in folder.”

“It is crucial to understand the legal and contractual consequences of non-disclosure. If your insurer specifically asks if you’ve attended a speed awareness course and you don’t provide the correct information, it could invalidate your insurance policy,” he added.

Mark concluded: “If you’re not sure whether you need to disclose your attendance at a speed awareness course, it’s always best to answer any questions honestly to ensure that any insurance you have in place remains valid and that you do not violate it. The law.”

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“Each insurer will operate in different ways, so it’s probably important to do your research if you’ve taken a speed awareness course before choosing a particular provider.”

He also warned drivers to come clean with their insurance providers who have passed speed awareness courses in the past. He said: “If someone is found to be speeding, drivers could be given the chance to take a speed awareness course instead of getting points or a fine. Mr Tongue warned that if an insurer asks a driver if they have taken or are owed a test, they must be “100 per cent honest”.