Nine ways to make paying off debt less intimidating

With student loans, rising housing costs, and the ease of credit card use, it’s become all too easy to get into debt. In fact, it is estimated that about two-thirds of US adults have some form of debt. And while being debt-free can provide emotional freedom and much-needed relief, getting out of that debt can sometimes be a mammoth task, especially if you’ve accumulated a large amount.

But according to the financial experts at Kiplinger Advisor Collective, paying off debt doesn’t have to be intimidating. If you’re ready to tackle your debt and take charge of your finances, consider these best practices to make debt repayment easier on you and your wallet.