Hanover improves occupational safety program; Berkley adds AttorneyShield; Fiduciary Encore transitions to management accountability

Hanover is improving its holistic occupational safety program

Hanover. Insurance Group has expanded its Hanover Work Safe, a group of services that promise a customized approach to worker safety and claims management.

Hanover claims specialists proactively gain insight into factors that may impact an injured worker’s treatment beyond physical recovery and strive to structure a more holistic and individualized claims response. The enhanced workers compensation claims program uses data and predictive analytics to help better understand the whole person and how to best support recovery. It considers not only the physical impact of biological injury occurring in the workplace, but also the psychological, social and economic factors that may create barriers to recovery and return to work, including stress levels, beliefs about health and literacy, family relationships, the employer. employee relations and social support.

The approach includes surveys of both injured employees and employers at the time of the injury, which Carmen Sharp, senior vice president of claims, said allows the insurer to identify all the factors that can affect a claim earlier in the process. “Our data-driven model helps us better understand the injured person, ensuring we can effectively support specific recovery needs,” said Sharp.

In addition to promoting claims, Hanover Work Safe offers integrated services and resources to help prevent worker injury and proactively develop a response plan should an injury occur. Information includes organizational safety management, employee selection and training, risk assessment and control, injury management and continuous learning and improvement.

Berkley Select’s AttorneyShield provides employment practices liability coverage for law firms

Berkley Select has enhanced its employment practices liability (EPL) offering by adding a new product, AttorneyShield, which provides customized EPL coverage for law firms.

The Berkley Select team focuses on small and mid-sized law firms. AttorneyShield is designed for law firms with up to 100 attorneys and has limits up to $5 million. Coverage is available in all 50 states.

Some special enhancements to the new coverage include the wrongful employment act amended to include failure to partner; coverage for partnership agreement disputes; defense coverage for breach of contract claims; Third-party liability coverage for non-employee claims of harassment or discrimination; automatic coverage for predecessor firms and true worldwide coverage.

Coverage also includes access to Berkley Select EPL risk management services. An online portal provides pre-claim resources and support, including an HR hotline, compliance applications and online training courses that address state-specific harassment, discrimination prevention, HIPAA compliance and more.

Berkley Select has over 30 years of experience in management and professional indemnity insurance.

Encore Fiduciary provides management liability coverage for private, not-for-profit entities

Encore (formerly Euclid) Fiduciary, a division of Specialty Program Group, is expanding beyond its primary focus of fiduciary insurance to provide management liability insurance for private and not-for-profit companies. Its new Encore Management Liability “Quattro” policy offers four key coverages – Directors and Officers Liability, Employment Practices Liability, Fiduciary Liability and Tort Insurance.

In addition to broad coverage, Encore will provide clients with risk management advice and direct access to legal defense experts.

Encore teams up with Coverys Group. The program will be offered on a national, admitted basis. Keith Lavigne, chief underwriting officer at Encore, said his firm’s underwriting and claims teams will provide ongoing service to brokers and clients.

TOPICS
Liability