Should You Freeze Your Credit Against National Public Data, Change Healthcare Violations?

There have been enough major data breaches so far this year to make anyone nervous. We’ve seen some of the biggest cyber attacks in history, including a data breach at Change Healthcare and a data breach at National Public Data. Along with these violations were calls to protect yourself by freezing your credit.

But should you freeze your credit when information about a data breach comes out, and how exactly does a credit freeze protect you? In cases like Health Change and the National Public Data breach, what’s the point of freezing your credit?