Texas Capital Bancshares (NASDAQ:TCBI) and Seacoast Banking Co . of Florida (NASDAQ:SBCF) Critical contrast

Texas Capital Bancshares (NASDAQ:TCBI – Get Free Report ) and Seacoast Banking Co . of Florida (NASDAQ:SBCF – Get Free Report ) are both mid-cap finance companies, but which is the superior investment? We will compare the two businesses based on their risk strength, analyst recommendations, profitability, institutional ownership, valuation, earnings and dividends.

Rating and Earnings

This table compares Texas Capital Bancshares and Seacoast Banking Co. of Florida’s top revenue, earnings per share (EPS) and valuation.

Texas Capital Bancshares has higher revenue and earnings than Seacoast Banking Co. from Florida. Seacoast Banking Co. of Florida is trading at a lower price-to-earnings ratio than Texas Capital Bancshares, indicating that it is currently the more affordable of the two stocks.

return

This table compares the net margins of Texas Capital Bancshares and Seacoast Banking Co. of Florida, return on equity and return on assets.

Insider and institutional ownership

96.9% of Texas Capital Bancshares shares are owned by institutional investors. Comparatively, 81.8% of Seacoast Banking Co. of Florida are owned by institutional investors. 1.0% of Texas Capital Bancshares shares are held by insiders. Comparatively, 1.5% of Seacoast Banking Co. of Florida are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and big money managers believe a company is poised for long-term growth.

Volatility and risk

Texas Capital Bancshares has a beta of 1.15, meaning its stock price is 15% more volatile than the S&P 500. Comparatively, Seacoast Banking Co. of Florida has a beta of 1.1, meaning its share price is 10% more volatile than the S&P 500.

Analyst recommendations

This is a breakdown of recent ratings and price targets for Texas Capital Bancshares and Seacoast Banking Co. of Florida, provided by MarketBeat.com.

Texas Capital Bancshares presently has a consensus target price of $65.19, indicating a potential upside of 1.32%. Seacoast Banking Co. of Florida has a consensus target price of $28.50, indicating a potential upside of 10.12%. Given Seacoast Banking Co.’s stronger consensus rating. of Florida and a possible higher upside, analysts clearly believe that Seacoast Banking Co. of Florida is more favorable than Texas Capital Bancshares.

Summary

Texas Capital Bancshares Beats Seacoast Banking Co. of Florida in 7 of the 13 factors compared between the two stocks.

About Texas Capital Bancshares

(Get a free report)

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that provides customized solutions to businesses, entrepreneurs and individual clients. The company offers commercial banking services; consumer bank; investment banking solutions, including capital markets, M&A and syndicated finance, as well as coverage of financial sponsors, capital solutions and institutional services; and wealth management services such as investment management, financial planning, lockbox and insurance, securities lending, estate planning and business succession, as well as philanthropic, fiduciary and executor services, personalized credit and depository services. Also offers deposit accounts, checking accounts, commercial card, SBA and business loans, packaged solutions and merchant services; liquidity and investment, working capital, international trade and payments and treasury and credit products; and commercial real estate, home and community builders, and mortgage finance. In addition, the company offers the management of debts and receivables; online and mobile banking; term loans and lines of credit, equipment financing and leasing, acquisition financing and asset-based lending; private wealth advisory solutions; and checking and savings accounts, debit and credit cards and certificates of deposit, as well as ETFs and fund management services. In addition, it offers money market accounts and loan syndication products to financial institutions; commercial loans to finance working capital, organic growth and acquisitions; term real estate and construction loans; Loan services for mortgage deposits; treasury management, trust and advisory and escrow services; and letters of credit. The company operates in the Texas metropolitan areas of Austin, Dallas, Fort Worth, Houston and San Antonio. Texas Capital Bancshares, Inc. was founded in 1996 and is headquartered in Dallas, Texas.

About Seacoast Banking Co. from Florida

(Get a free report)

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank, which provides integrated financial services to retail and commercial customers in Florida. The Company offers interest-free and interest-bearing demand deposit, money market, savings and customer checking accounts; term deposit certificates; construction and land development, commercial and residential real estate, and commercial and financial lending; and consumer loans, including installment loans and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also offers wealth management, mortgage and insurance services through online and mobile banking solutions, as well as brokerage and annuity services. Seacoast Banking Corporation of Florida was founded in 1926 and is headquartered in Stuart, Florida.

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