Cease and desist order issued against Iowa contractor

The Iowa Division of Insurance issued a cease and desist order against William Campbell and All or Nothing LLC, a Clive, Iowa, limited liability company doing business as All or Nothing Roofing and Construction.

The order alleges that Campbell and his company acted as an unlicensed public adjuster, soliciting business and providing services that required a public adjuster license in the state of Iowa. All or Nothing LLC and Mr. Campbell have 30 days to request a hearing on the cease and desist order.

A public adjuster is any person who, with a view to compensation, acts on behalf of an insured during the investigation, negotiation or settlement of a primary claim for loss or damage to the insured’s real or personal property. Iowa law requires public adjusters to be licensed.

“Dealing with storm damage is stressful for those affected,” said Deputy Commissioner Jared Kirby. “Unlicensed storm chasers may attempt to create expectations about settlement values ​​or the scope of repairs that do not align with insurance policy language, which can cause delays in claims resolution and additional expense for consumers.”

Source: Iowa Insurance Division

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