Financial Comparison Carter Bankshares (NASDAQ:CARE) Vs. Chesapeake Financial Shares (OTCMKTS:CPKF)

Carter Bankshares ( NASDAQ:CARE – Get Your Free Report ) and Chesapeake Financial Shares ( OTCMKTS:CPKF – Get Your Free Report ) are both small-cap financial companies, but which is the better business? We’ll compare the two businesses based on dividend strength, earnings, institutional ownership, analyst recommendations, valuation, profitability and risk.

Analyst ratings

This is a breakdown of recent ratings and price targets for Carter Bankshares and Chesapeake Financial Shares, as reported by MarketBeat.com.

Carter Bankshares currently has a consensus target price of $21.00, indicating a potential upside of 21.95%. Given Carter Bankshares’ higher possible upside, equities research analysts clearly believe Carter Bankshares is more favorable than Chesapeake Financial Shares.

Rating and Earnings

This table compares the revenue, earnings per share (EPS) and valuation of Carter Bankshares and Chesapeake Financial Shares.

Carter Bankshares has higher revenue and earnings than Chesapeake Financial Shares. Chesapeake Financial Shares is trading at a lower price-to-earnings ratio than Carter Bankshares, indicating that it is currently the more affordable of the two stocks.

Risk and volatility

Carter Bankshares has a beta of 1.03, suggesting that its share price is 3% more volatile than the S&P 500. Comparatively, Chesapeake Financial Shares has a beta of 0.5, suggesting that its share price is 50 % less volatile than the S&P 500.

return

This table compares Carter Bankshares and Chesapeake Financial Shares’ net margins, return on equity, and return on assets.

Institutional and privileged ownership

41.5% of Carter Bankshares shares are owned by institutional investors. Comparatively, 3.7% of Chesapeake Financial Shares are held by institutional investors. 1.9% of Carter Bankshares shares are held by insiders. Comparatively, 39.5% of Chesapeake Financial Shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, big money managers and endowments believe a stock will outperform the market over the long term.

Summary

Carter Bankshares beats Chesapeake Financial Shares in 8 of the 13 factors compared between the two stocks.

About Carter Bankshares

(Get a free report)

Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust, which provides various banking products and services in the United States. Accepts various deposit products, including checking, savings, retirement and money market accounts, as well as certificates of deposits. The company also offers commercial loans comprising secured and unsecured loans; consumer loans, such as secured and unsecured loans for auto financing, home improvement, education, overdraft protection and personal investments, as well as residential mortgages; real estate construction, acquisition, commercial and industrial loans; lines of credit with equity; and credit cards, as well as issues and owns fixed and variable rate mortgage loans. In addition, they offer other banking services that include safe deposit boxes, direct deposit of payroll and social security checks; online banking products, including online and mobile banking, online account opening, bill payment, electronic statement, mobile deposit, digital wallet and ATM services; title insurance and other products and services related to financial institutions; and corporate treasury and cash management services. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.

About Chesapeake Financial Shares

(Get a free report)

Chesapeake Financial Shares, Inc. operates as the bank holding company for Chesapeake Bank, which provides various banking products and services to individuals and businesses in the United States. The Company accepts interest-bearing and non-interest-bearing checking, savings, and money market accounts; and variable rate and fixed term money market accounts and certificates of deposit. It also offers mortgages and residential and single-family home construction loans; commercial loans, which include owner-occupied commercial, retail, builder/contractor, medical, service and professional loans, hospitality, nonprofit, marine, and agricultural and seafood loans; and consumer and other loans. In addition, the company offers merchant processing, accounts receivable financing, wealth and trust management, and mortgage banking, as well as cash management services. The company was founded in 1900 and is headquartered in Kilmarnock, Virginia.

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