Financial Analysis of Blackhawk Bancorp (OTCMKTS:BHWB) vs. BankUnited (NYSE:BKU)

Blackhawk Bancorp (OTCMKTS:BHWB – Get Your Free Report ) and BankUnited (NYSE:BKU – Get Your Free Report ) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of profitability, risk, earnings, valuation, analyst recommendations, dividends and institutional ownership.

Insider and institutional ownership

99.7% of BankUnited shares are owned by institutional investors. 26.8% of Blackhawk Bancorp shares are held by company insiders. Comparatively, 1.2% of BankUnited shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and big money managers believe the stock is poised for long-term growth.

Rating and Earnings

This table compares Blackhawk Bancorp and BankUnited’s top-line revenue, earnings per share (EPS) and valuation.

BankUnited has higher revenue and earnings than Blackhawk Bancorp. Blackhawk Bancorp is trading at a lower price-to-earnings ratio than BankUnited, indicating that it is currently the more affordable of the two stocks.

return

This table compares Blackhawk Bancorp and BankUnited’s net margins, return on equity, and return on assets.

Analyst recommendations

This is a summary of current recommendations and price targets for Blackhawk Bancorp and BankUnited as provided by MarketBeat.com.

BankUnited has a consensus price target of $35.80, suggesting a potential upside of 1.07%. Given BankUnited’s higher possible upside, analysts plainly believe BankUnited is more favorable than Blackhawk Bancorp.

Summary

BankUnited beats Blackhawk Bancorp in 10 of the 12 factors compared between the two stocks.

About Blackhawk Bancorp

(Get a free report)

Blackhawk Bancorp, Inc., a financial holding company, provides various banking products and services in the United States. The Company offers personal banking products and services, including checking, savings, health savings and money market accounts, and certificates of deposit; personal, auto, student and home improvement loans and home equity loans; and lines of credit and credit cards. It also offers business banking products and services such as business checking, business interest checking, business checking, small business checking, business NOW, health savings and money market accounts; commercial, development, term, equipment/fixed asset loans and small business administration loans; lines and letters of credit; debt financing; and corporate credit cards as well as treasury management solutions. In addition, the company offers payments and transfers, mortgage lending, financial planning, wealth management, securities brokerage, investment management, commercial banking and online and mobile banking, as well as installment loans. It serves individual, corporate, institutional and government customers through its 11 full-service banking centers in northern Illinois and southern Wisconsin. The company was founded in 1881 and is headquartered in Beloit, Wisconsin.

About BankUnited

(Get a free report)

BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a wide range of banking services in the United States. The Company offers deposit products such as checking, money market deposits and savings accounts; deposit certificates; and treasury, trade payment and cash management services. Its loan portfolio includes commercial loans, including equipment loans, secured and unsecured lines of credit, formula lines of credit, term loans and owner-occupied commercial real estate lines of credit, mortgage deposit lines, facilities of subscription financing, letters of credit, commercial credit cards, small business administration and US Department of Agriculture product offerings, export-import bank financing products, trade financing, and credit facilities for financing business acquisitions; commercial real estate loans; residential mortgages; and other consumer loans. The company offers online, mobile and telephone banking services. It operates through a network of banking centers located in Florida counties and the New York metropolitan area, as well as in Dallas, Texas. The company was formerly known as BU Financial Corporation. BankUnited, Inc. was founded in 2009 and is headquartered in Miami Lakes, Florida.

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