Tragedy in Dubai, when mother sees her husband’s fatal accident while holding her child

A mother from the West Midlands has spoken of the heartbreaking moment she watched her partner die in a jet ski accident in Dubai while holding her four-month-old baby. Horrifyingly, her last words to him were “be safe, I love you.”

Thirty-one-year-old Charlotte Lescott was living the expat dream in Dubai with her partner Ali Watson, 28, and their daughter Soulie, 3, after moving to “a better quality of life”. But the family’s new chapter took a tragic turn on December 6, 2020, during a boat trip when Ali was hit and killed instantly by a jet ski instructor.

After Ali’s tragic accident, Charlotte struggled to cope without him and discovered that their life insurance policy was lapsed, leaving her struggling financially. She is keen to prevent others from going through a similar experience and is now campaigning for financial awareness to keep Ali’s memory alive.

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The Birmingham-based content creator shared: “We went on a boat with a bunch of friends. He was in the water on a jet ski and the instructor crashed into him. I was holding the baby on the boat and witnessed it. The last thing I said, “Be safe, I love you.”

“My world stopped spinning the moment Ali died. I couldn’t function. The world around you still goes on.”

Her romance with Ali blossomed after a chance meeting in 2018 on Depop, leading to them moving in together within three months. In December 2019, they discovered they were expecting Soulie, who was born on July 29, 2020. During the isolation period, the family decided to try Dubai in September 2020.

Speaking about their life in the UK, Charlotte said: “Ali wasn’t happy in the UK. There was no quality of life. We ended up building a life there. It was just lovely. We had a better quality of life .We were able to take Soulie swimming.I felt that life was complete.

However, her world came crashing down in December 2020. She recalled: “Even when I saw the accident, I didn’t think of anything worse. I thought he was going to have a broken leg. Death doesn’t cross your mind. When the Friend told me you need to sit down – I knew what he was going to say, I felt like my whole world came crashing down.

While grieving, Charlotte tried to take care of the paperwork, but found out they had no life insurance. She added: “It was cancelled. I had a lot of stuff in a shipment. Soulie the crib’s many clothes. I couldn’t get it out because it was in Ali’s name. My baby and I had literally nothing.”

“When you lose someone unexpectedly, life stops. You still have to pay the rent or the mortgage and the bills. They don’t stop, but you do.” Over time, Charlotte began to heal and discusses Ali with her daughter.

She said: “If I didn’t have her, I would be lost. I had to go on because she was a newborn. Soulie is very aware of her father. She dreams of him. He has his eyes.

“She’s very fragile, sensitive and very good. She’s a ray of sunshine. I just want to protect her at all costs.”

When Charlotte returned to the UK, she was able to count on the support of family and friends, but often felt too embarrassed to ask for help. She explained: “I was embarrassed to ask the family. I didn’t mean ‘can you help me financially? You don’t want to think about paying the bills. I didn’t take ownership of my finances.”

Charlotte now advocates for financial independence and emphasizes the importance of life insurance. She stated: “Be aware of this for yourself. Don’t just rely on him.” She recommends life insurance to help get life insurance.

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